Modern Payments, Banking & Digital Finance Infrastructure

Payments, Banking & Financial Infrastructure for Modern Businesses

Accept payments, send payouts, create virtual accounts, automate collections, manage wallets and scale your business with BytePay.

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Trusted by businesses across industries

Products

Everything you need to move money

A complete financial stack — from collections and payouts to wallets, bills, gift cards and investments.

💳

Payment Gateway

Accept payments across channels with instant confirmation.

  • Bank Transfer
  • Card Payments
  • Account Funding
↗

Payout API

Send money to any bank account programmatically.

  • Bank Transfers
  • Bulk Transfers
  • Automated Withdrawals
🏦

Virtual Accounts

Dedicated accounts with instant reconciliation.

  • Dedicated Accounts
  • Instant Reconciliation
👛

Wallet Infrastructure

Multi-currency wallets for users and merchants.

  • User Wallets
  • Internal Transfers
🔗

Merchant API

Pay-in, pay-out and verification for platforms.

  • Pay-In
  • Pay-Out
  • Transaction Verification
📱

Bill Payments

Airtime, data, utilities and cable TV.

  • Airtime & Data
  • Electricity
  • Cable TV
🎁

Gift Cards

Buy and sell digital gift cards at scale.

₿

Crypto P2P

Peer-to-peer cryptocurrency marketplace.

📈

Investment Services

Savings products with competitive returns.

  • Savings
  • Fixed Returns
Explore All Products
Features

Built for reliability at scale

🔒

Secure Transactions

End-to-end encryption and compliance-ready infrastructure.

⚡

Instant Settlement

Fast fund movement with real-time status updates.

🛡

Bank-Level Security

Enterprise-grade security controls and monitoring.

🔍

Fraud Monitoring

Intelligent risk scoring and anomaly detection.

🔌

API Integration

RESTful APIs with webhooks and sandbox environment.

📊

Real-Time Reporting

Dashboards, exports and transaction analytics.

₦0B+
Processed Volume
0K+
Transactions
0K+
Merchants
0%
Uptime
Why BytePay

The platform teams trust to launch faster

Easy Integration

Go live in days with clear docs and starter kits.

Developer Friendly APIs

Predictable REST endpoints, webhooks and SDKs.

Reliable Infrastructure

Multi-rail redundancy with automated reconciliation.

Competitive Pricing

Transparent fees that scale with your volume.

Dedicated Support

Technical and business support when you need it.

Automated Operations

Payouts, collections and settlements on autopilot.

Developers

Integrate in minutes

Simple, powerful APIs for payments, payouts, wallets and merchant operations.

API Documentation Try Sandbox
POST /api/v1/payments
POST /api/initiate-payment
Authorization: Bearer sk_live_xxx

{
  "payment_amount": 5000,
  "currency_code": "NGN",
  "ref_trx": "order_9281",
  "customer_email": "user@example.com",
  "ipn_url": "https://yoursite.com/webhook"
}
Testimonials

Loved by growing businesses

"BytePay cut our payout integration time from weeks to days. Their merchant API and webhooks are exactly what we needed."

AO
Adewale Ogunleye
CTO, ShopNova E-commerce

"Virtual accounts and instant reconciliation transformed our collections. Support team is responsive and technically sharp."

CN
Chioma Nwosu
Head of Finance, EduStream

"We process thousands of bill payments monthly through BytePay. Uptime and API reliability have been outstanding."

IB
Ibrahim Bello
Founder, PayFlex Fintech

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